KCC FORM GUJARATI KISAN CREDIT CARD FORM

KCC FORM KISAN CREDIT CARD FORM DOWNLOAD BELOW LINK

Get interest at saving bank rate on credit balance in KCC account.Free ATM cum debit card (State Bank Kisan Card) for all KCC borrowers

Interest subvention @2% p.a is available for loan amount upto Rs. 3 Lacs
Additional interest subvention @3% p.a for prompt repayments
Notified crops / notified areas are covered under crop insurance for all KCC loans
Quantum of loan for 1st year will be assessed on the basis of Cost of cultivation, post-harvest expenses and farm maintenance cost
For subsequent 5 year loan will be sanction on the basis of increase in scale of finance

Collateral security is waived for KCC limit upto Rs. 1.60 lac.
Sanctioned KCC limit will be considered for the purpose of fixing collateral security requirement
Simple interest @7% p.a will be charged for one year or upto the repayment due date, which ever is earlier.
In case of non-repayment within the due dates interest is applied at card rate
Beyond due date interest will be compounded half yearly
The repayment period may be fixed as per the anticipated harvesting and marketing period for the crops for which a loan has been granted.