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- Get interest at saving bank rate on credit balance in KCC account.Free ATM cum debit card (State Bank Kisan Card) for all KCC borrowers
- Interest subvention @2% p.a is available for loan amount upto Rs. 3 Lacs
- Additional interest subvention @3% p.a for prompt repayments
- Notified crops / notified areas are covered under crop insurance for all KCC loans
- Quantum of loan for 1st year will be assessed on the basis of Cost of cultivation, post-harvest expenses and farm maintenance cost
- For subsequent 5 year loan will be sanction on the basis of increase in scale of finance
- Collateral security is waived for KCC limit upto Rs. 1.60 lac.
- Sanctioned KCC limit will be considered for the purpose of fixing collateral security requirement
- Simple interest @7% p.a will be charged for one year or upto the repayment due date, which ever is earlier.
- In case of non-repayment within the due dates interest is applied at card rate
- Beyond due date interest will be compounded half yearly
- The repayment period may be fixed as per the anticipated harvesting and marketing period for the crops for which a loan has been granted.
- KCC ફોર્મ ભરતા શીખો નીચેની લિંક પરથી સંપૂર્ણ માહિતી માટે વિડીયો જુઓ
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